The Aurora products are being consolidated under the IDEX brand in the interest of brand awareness. Learn more here.

Decentralized financial assets need a decentralized bank

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Decentralized Capital provides loans to users anywhere in the world in the form of boreals, the price-stable cryptocurrency of the Aurora ecosystem.

Inspired by F.A. Hayek’s and George Selgin’s work on Free Banking theory, DC is using blockchain technology to address issues with currency stability and loan accessibility. DC utilizes blockchain based identity systems such as uPort, combined with in-house and blockchain based credit ratings such as Bloom, to minimize loan default risk and bring a digital banking solution to consumers in all parts of the world.



Consumers can analyze and assess bank solvency, bringing unparalleled visibility to bank health


DC loans are available to anyone, anywhere in the world


Boreals comply with the Ethereum token standards and can be used anywhere programmed to accept them